You can make extra money by:

1. Starting your own brand and selling it through Amazon FBA. Pencil in 4-6 months in design, manufacturing and shipping. You can make anything from £400,000 to £1million a year.

2. Starting a blog. It might take 6 months to get traction, but if you work hard and promote hard, you can make £10,000 a month from affiliate links and adverts.

3. Offering business consulting or coaching over the phone. If you charge £200 an hour and get 1-3 clients a month, it is very worthwhile.

4. Writing a series of books and self publishing them. You can make good money by doing huge quantity. For instance, you can publish a book a week  with 5-10,000 words. You can make an extra £500 a month with one book.

5. Starting a YouTube Channel. If one good video goes viral, you can make £5000 from YouTube ads.

6. Buying stuff cheaply on discount and reselling for a profit on Ebay or Amazon.

7. Starting a T-shirt dropshipping business. You can make an extra £100 a month completely passively from this.


Credit card


Avoiding Impulse Spending


Answer these questions truthfully:


1.)   Does your spouse or partner complain that you spend too much money?


2.)   Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?


3.)   Do you have more shoes and clothes in your closet than you could ever possibly wear?


4.)   Do you own every new gadget before it has time to collect dust on a retailer’s shelf?


5.)   Do you buy things you didn’t know you wanted until you saw them on display in a store?


If you answered “yes” to any two of the above questions, you are an impulse spender and indulge yourself in retail therapy.


This is not a good thing. It will prevent you from saving for the important things like a house, a new car, a vacation or retirement. You must set some financial goals and resist spending money on items that really don’t matter in the long run.


Impulse spending will not only put a strain on your finances but your relationships, as well. To overcome the problem, the first thing to do is learn to separate your needs from your wants.


Advertisers blitz us hawking their products at us 24/7. The trick is to give yourself a cooling-off period before you buy anything that you have not planned for.


When you go shopping, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home.


If you see something you think you really need, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this simple solution, you will mend your financial fences and your relationships.

Live Your Passion


We all begin thinking about what we’re going to be

when we grow up at a very early age. As we grow and

learn more about ourselves and life, those career

ideas change and grow.


As we experience new relationships, hobbies and events

in our lives, we develop interests and ultimately we

become passionate about some of them. It’s these

passions that make the stressors of life dissipate.


What may have been a passion in our twenties may very

well change in our forties or fifties or beyond. We

may find that the career we chose in college no longer

satisfies our needs, once our basic needs have been



While once our passion was making enough money to pay

the bills, our passion in our fifties may become a

desire to help others. As we’ve developed personal

skills, we may find that we are gifted in public

speaking; what could be better than talking about your

passion and making money at the same time?


Unfortunately, many people fail to live a life filled

with passion. Fear of rejection or of success keeps

many people from pursuing their dreams; many people

simply don’t have enough faith in themselves to reach

for the stars.


What makes you happy? Do you have a hobby that you

just can’t get enough of? Take the step of writing

down any way that you could make money at doing your

favourite thing and try it in your spare time. You

might find a new career doing exactly what you are

passionate about!




Complete the following sentence:

Wealth is ________________?

I suggest you do this for yourself right now. How

would you complete the above sentence?

When you think about wealth and money, what

comes to mind?

I have heard comments like, “Wealth

is fleeting; it’s for others; wealth is fun; it’s hard to

achieve,” and a lot of other beliefs that we carry around

with us.

Do you feel, as many do, that money is the root of all

evil? This is perhaps the most misquoted statement


The Bible actually says, “The love (or worship) of

money is a root of all kinds of evil.” (Timothy, 6:10).

Big difference!

Action Steps:

Answer the following:

Money is _____________________________

Wealth is _____________________________



Before embarking on any personal development program,

it’s a good idea to take some time and think

about what your own, personal reference for success is.

In the case of wealth, ask yourself what amount of

income — daily, weekly, monthly, annually — will get

you excited.

What level of income will give you a jolt?

Depending upon where you’re starting from, this

number will be vastly different for each person.

For someone who’s used to a steady income of

$25,000 a year (all figures are in US dollars), the idea of

making $100,000 might do it. However, if you’ve been

regularly earning $90,000 a year, the jump to $100K

isn’t such a big deal.

What is your “magic” number?

Write it in your journal as your intention.

Intentions are powerful. They signal the Universe

that you intend to achieve this. Remember, your words

have energy and power.

You might write something like this:

“I intend that I easily and effortlessly receive $______

in income in 2017.”

Notice I did not say “earn.” There are many ways in

which we receive money so limiting yourself to what you

earn is foolish. Lot’s of us receive income passively.

Next, look at your present income and gain a

sense of the size of the gap between where you are and

where you want to be.

Keep in mind that this is only a reference. There is

nothing that says you can’t go from living below the

poverty line to being a millionaire in a short time.

People have done it over and over again.

If . . . this is what you truly want and you believe you can

achieve it.



What are your beliefs about wealth, or about how

much money you can have? What about wealthy people?

Are they just like you? Or, is wealth reserved for

some other ‘special’ person?

For example, did you receive messages growing up,

that rich people were those “other people”

and not like us or our friends.

Or did you have wealthy friends and family in your


Chances are your early money experiences set the

stage for your current beliefs about the subject of

wealth and how it relates to you.

If you want to be financially comfortable, even

wealthy, maybe even rich, you have to begin creating

positive associations around the idea. You need to

begin seeing yourself as “one of those rich people”

before you can become one.

The secrets of achieving anything in life is always be,

do, have. First, in your mind be the wealthy, successful

person you want to become. See yourself as already

being that person.

Then do the things that person would do. You might

even visit an expensive department store or hotel to just

walk around and begin getting comfortable in the surroundings.

You will then have what you want.

Most people get it backwards. They think after I

have money, then I’ll do good things and I’ll be the kind

of person I want to be. It does not work that way. First

be, then do, you will then have. By the way, this applies

to any condition you want to create.

Action steps:

  1. Take a look at your spending patterns. Are they

something you would choose for yourself now, as an


  1. What steps could you take to immediately change

this? (Example: cut up your credit cards, get professional

help, etc.)

Think Like an Entrepreneur


5 Qualities For Entrepreneurship


More and more people these days are turning to entrepreneurship – there are no bosses.

In order to succeed, you only need the necessary tools.


There are basically five things you can’t do without if you want to make it in business.

Below, you’ll find each quality you’ll need.


1. Desire to learn


The first quality you must possess is the desire to learn, coupled with the willingness to be

trained.  Treading through unfamiliar territory is tough indeed, especially if  you are lacking the

right knowledge. This is a combination of the right frame of mind, coupled with a strong work ethic.


When starting out, you’ll need to be willing to keep your eyes and ears open, using the experience

of others to learn more as you go.




2. Invest time and effort


The second quality you must have is the willingness to invest time and effort in helping your business

grow, even if you don’t see immediate results.  Even though weeks may pass without hearing good news,

it’s very important for anyone who wants to get their foot in the business world.


3. Determination


The third quality you’ll need is determination.  If you want to make it in the world of business, you must push yourself forward.  The ability to push yourself to greater heights will determine what type of future you have.


4. Discipline


The fourth quality is self discipline.  If you teach yourself to work everyday with all of your

heart and soul, you’ll be that much closer to reaching your goals and making your dreams come true.




5. Optimism


The last quality you must have is optimism.  Bad attitudes should never discourage an entrepreneur

from pursuing their dreams in order to make life better for themselves or anyone around them.


The attitude you have towards the business should always be good, because you’ll have to realize that

you’re the captain of your ship and you are the one steering it towards destiny.


If you put the above tips to good use, you’ll go farther than you ever thought possible in the world

of entrepreneurship.  You’ll need these qualities to succeed, as business can be a cutting

edge career.  With the above qualities, you’ll do just fine.



Effective Time Management For Entrepreneurs

I am delighted to announce that my course, Effective Time Management For Entrepreneurs, is now live in the Udemy marketplace.

50% discount. You can read the full description of the course and benefits here.


I am grateful for the hundreds of students who have have read, watched, and listened to the tutorials on entrepreneurship, investing, and personal development I create! I thank everyone who has enrolled on my courses on Udemy and all those who follow me everyday on social media.

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