Credit card

 

Avoiding Impulse Spending

 

Answer these questions truthfully:

 

1.)   Does your spouse or partner complain that you spend too much money?

 

2.)   Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?

 

3.)   Do you have more shoes and clothes in your closet than you could ever possibly wear?

 

4.)   Do you own every new gadget before it has time to collect dust on a retailer’s shelf?

 

5.)   Do you buy things you didn’t know you wanted until you saw them on display in a store?

 

If you answered “yes” to any two of the above questions, you are an impulse spender and indulge yourself in retail therapy.

 

This is not a good thing. It will prevent you from saving for the important things like a house, a new car, a vacation or retirement. You must set some financial goals and resist spending money on items that really don’t matter in the long run.

 

Impulse spending will not only put a strain on your finances but your relationships, as well. To overcome the problem, the first thing to do is learn to separate your needs from your wants.

 

Advertisers blitz us hawking their products at us 24/7. The trick is to give yourself a cooling-off period before you buy anything that you have not planned for.

 

When you go shopping, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home.

 

If you see something you think you really need, give yourself two weeks to decide if it is really something you need or something you can easily do without. By following this simple solution, you will mend your financial fences and your relationships.

Live Your Passion

 

We all begin thinking about what we’re going to be

when we grow up at a very early age. As we grow and

learn more about ourselves and life, those career

ideas change and grow.

 

As we experience new relationships, hobbies and events

in our lives, we develop interests and ultimately we

become passionate about some of them. It’s these

passions that make the stressors of life dissipate.

 

What may have been a passion in our twenties may very

well change in our forties or fifties or beyond. We

may find that the career we chose in college no longer

satisfies our needs, once our basic needs have been

met.

 

While once our passion was making enough money to pay

the bills, our passion in our fifties may become a

desire to help others. As we’ve developed personal

skills, we may find that we are gifted in public

speaking; what could be better than talking about your

passion and making money at the same time?

 

Unfortunately, many people fail to live a life filled

with passion. Fear of rejection or of success keeps

many people from pursuing their dreams; many people

simply don’t have enough faith in themselves to reach

for the stars.

 

What makes you happy? Do you have a hobby that you

just can’t get enough of? Take the step of writing

down any way that you could make money at doing your

favourite thing and try it in your spare time. You

might find a new career doing exactly what you are

passionate about!

Money

 

HOW DO YOU DEFINE WEALTH?

Complete the following sentence:

Wealth is ________________?

I suggest you do this for yourself right now. How

would you complete the above sentence?

When you think about wealth and money, what

comes to mind?

I have heard comments like, “Wealth

is fleeting; it’s for others; wealth is fun; it’s hard to

achieve,” and a lot of other beliefs that we carry around

with us.

Do you feel, as many do, that money is the root of all

evil? This is perhaps the most misquoted statement

ever.

The Bible actually says, “The love (or worship) of

money is a root of all kinds of evil.” (Timothy, 6:10).

Big difference!

Action Steps:

Answer the following:

Money is _____________________________

Wealth is _____________________________

 

WHAT’S YOUR MAGIC NUMBER?

Before embarking on any personal development program,

it’s a good idea to take some time and think

about what your own, personal reference for success is.

In the case of wealth, ask yourself what amount of

income — daily, weekly, monthly, annually — will get

you excited.

What level of income will give you a jolt?

Depending upon where you’re starting from, this

number will be vastly different for each person.

For someone who’s used to a steady income of

$25,000 a year (all figures are in US dollars), the idea of

making $100,000 might do it. However, if you’ve been

regularly earning $90,000 a year, the jump to $100K

isn’t such a big deal.

What is your “magic” number?

Write it in your journal as your intention.

Intentions are powerful. They signal the Universe

that you intend to achieve this. Remember, your words

have energy and power.

You might write something like this:

“I intend that I easily and effortlessly receive $______

in income in 2017.”

Notice I did not say “earn.” There are many ways in

which we receive money so limiting yourself to what you

earn is foolish. Lot’s of us receive income passively.

Next, look at your present income and gain a

sense of the size of the gap between where you are and

where you want to be.

Keep in mind that this is only a reference. There is

nothing that says you can’t go from living below the

poverty line to being a millionaire in a short time.

People have done it over and over again.

If . . . this is what you truly want and you believe you can

achieve it.

 

WHATSOEVER YOU BELIEVE

What are your beliefs about wealth, or about how

much money you can have? What about wealthy people?

Are they just like you? Or, is wealth reserved for

some other ‘special’ person?

For example, did you receive messages growing up,

that rich people were those “other people”

and not like us or our friends.

Or did you have wealthy friends and family in your

life?

Chances are your early money experiences set the

stage for your current beliefs about the subject of

wealth and how it relates to you.

If you want to be financially comfortable, even

wealthy, maybe even rich, you have to begin creating

positive associations around the idea. You need to

begin seeing yourself as “one of those rich people”

before you can become one.

The secrets of achieving anything in life is always be,

do, have. First, in your mind be the wealthy, successful

person you want to become. See yourself as already

being that person.

Then do the things that person would do. You might

even visit an expensive department store or hotel to just

walk around and begin getting comfortable in the surroundings.

You will then have what you want.

Most people get it backwards. They think after I

have money, then I’ll do good things and I’ll be the kind

of person I want to be. It does not work that way. First

be, then do, you will then have. By the way, this applies

to any condition you want to create.

Action steps:

  1. Take a look at your spending patterns. Are they

something you would choose for yourself now, as an

adult?

  1. What steps could you take to immediately change

this? (Example: cut up your credit cards, get professional

help, etc.)

Think Like an Entrepreneur

 

5 Qualities For Entrepreneurship

 

More and more people these days are turning to entrepreneurship – there are no bosses.

In order to succeed, you only need the necessary tools.

 

There are basically five things you can’t do without if you want to make it in business.

Below, you’ll find each quality you’ll need.

 

1. Desire to learn

 

The first quality you must possess is the desire to learn, coupled with the willingness to be

trained.  Treading through unfamiliar territory is tough indeed, especially if  you are lacking the

right knowledge. This is a combination of the right frame of mind, coupled with a strong work ethic.

 

When starting out, you’ll need to be willing to keep your eyes and ears open, using the experience

of others to learn more as you go.

 

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2. Invest time and effort

 

The second quality you must have is the willingness to invest time and effort in helping your business

grow, even if you don’t see immediate results.  Even though weeks may pass without hearing good news,

it’s very important for anyone who wants to get their foot in the business world.

 

3. Determination

 

The third quality you’ll need is determination.  If you want to make it in the world of business, you must push yourself forward.  The ability to push yourself to greater heights will determine what type of future you have.

 

4. Discipline

 

The fourth quality is self discipline.  If you teach yourself to work everyday with all of your

heart and soul, you’ll be that much closer to reaching your goals and making your dreams come true.

 

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5. Optimism

 

The last quality you must have is optimism.  Bad attitudes should never discourage an entrepreneur

from pursuing their dreams in order to make life better for themselves or anyone around them.

 

The attitude you have towards the business should always be good, because you’ll have to realize that

you’re the captain of your ship and you are the one steering it towards destiny.

 

If you put the above tips to good use, you’ll go farther than you ever thought possible in the world

of entrepreneurship.  You’ll need these qualities to succeed, as business can be a cutting

edge career.  With the above qualities, you’ll do just fine.

 

Money Button

This is the Money Button

In this post, we will look at different ways of creating online business opportunities. There are many different ways to make money on the Internet, but often it comes down to several broad categories in which you can make money.

You can sell products or services on the Internet in an Internet store to retail customers.  Often people will combine these two when selling on the Internet.  You can also decide to sell through eBay, which is a very big business for many people. The final way that that most people will sell on the Internet is through business-to-business selling.  Outside of that, you can also make money acting as a consultant or as a freelance writer most often.  This would probably fit under the category of business-to-business selling though because you are providing a business service to another business.

When you decide to look at creating an online business opportunity, you will want to decide upon one of these four categories that you will want to focus on.  There are many different opportunities for you but you need to know in which direction you want to look for these opportunities.

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Let us focus upon people who decide that they want to sell to a targeted audience.  This would fall under either selling products or services to a retail customer.  If you find this is the route that you want to take, then you will want to find a particular segment of the Internet audience to focus upon.  To do this, do some research into finding a niche that doesn’t currently have their needs being met.  This seems like a very difficult task but if you use some these following resources you should be able to pinpoint an audience which is not being served well.

If you use facebook groups, groups.google.com or groups.yahoo.com, look through the groups to see which one of these groups could be of interest to you.  If you spend time around these particular segments and listen to it what they have to say about their needs and concerns, you’ll be gaining information into how to sell to this particular audience.  This could allow you to gather information such as what competitors are out there and what competitors are doing well and what they are not doing so well.  By doing this you are developing an idea on how you can reach this particular segment so that you can position your website so you can also get some big sales.  This is just one way to help you in creating online business opportunities.

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There are many other ways that you can work at creating online business opportunities.  There are different programs that are offered to different segments of the population. If there is a particular segment that you’re once again interested in, see what the offerings are within that segment and see where you can improve upon that.

If you need further help on creating online business opportunities, contact me at ab@abrahamadeseye.com.

When you are looking at creating online business opportunities, you have to keep your eyes and ears open and be constantly on the lookout for new information that you can use in promoting a product in a segment of the audience that you want to hit.  This is the fundamental key thing for Internet business as well as any other business.

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Work from home

Work from home

 

WORK FROM HOME SECRET

 

What is work from home? Working from home is the act of engaging oneself with indoor

activities that brings in money for the person in the house or his or her home. It can also be

likened to freelancing. You do jobs for people or organization and companies from the comfort

of your home.

 

To work from home, you don’t have to leave your house to the office or the location of the

company that employs you. All you have to is to receive and send work through e-mail. Work

from home is made possible by the use of the internet and devices like your personal computer,

mobile phones or any electronic gadgets that can send and receive information. A substantial

number of works from home jobs would require that you see your boss once in a while.

 

We have heard or seen a lot of people making millions of dollars working from home. Some

persons have actually created wealth for themselves just working at home with their computers

and phones. Some persons are giving up their full-time jobs for work from home jobs. Most of

us would like to earn passive income with our leisure time at home, but we most often times

think that work from home companies are scams.

 

We can see that there is tons of original and trustworthy work from home companies on the

internet. There are lots of avenue of getting jobs from work from home companies. You just

have to be knowledgeable enough to filter the real from the fake ones around.

 

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There are lots and lots of people earning huge amount of money working from home. There are

many top paying positions that are home-based with big companies like; HP, Facebook, Google,

Dell etc. Whatever skill you might have, there is a company or individual that is in need of such

services. If you are diligent and patient, you will make huge income working from home. All that

needs to be done is to design your work environment to encourage and inspire you to work

better. Your work environment should be free from distractions. It should be spiced with

beautiful decorations.

 

You will do better if you take your work from home as an occupation. Your friends and relatives

already know that you are working from home. So all amount of seriousness should be put into

play for good income working from home. If you do not like to hustle to work unit every day or

you do􀅶’t a job yet, it is the best time to work from home.

 

SOME WORK FROM HOME JOBS WITH LITTLE STRESS AND WITH HIGH PAY

 

  1. ONLINE SURVEY: there are big companies who really want to know the true behavior of

their customer opinion about their products. So they make use of the online survey. The pay is

usually $1.5 to $60 per survey. It depends on the time you put in. You might be asked to review

a product. You can be paid by check or PayPal. You can get surveys from the bellow websites;

(a) Paidviewpoint.com

(b) Opinionpoll.com

(c) DarwinsData.com

(d) PineconeResearch.com

 

  1. WORK AS A WRITER: if you are gifted in writing or you can edit written works to make it

clear and unique. There are jobs for you in the blogosphere. A lot of website owners need

writers to write their website contents and they pay handsomely for your services. If you know

your onion in writing, your services are highly needed online. You can also sell your writing

services in online freelancing sites for higher pay.

 

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  1. RELATIONSHIP ADVISER: If you are good at giving good advice on relationship issues

like: how to get over a breakup, how to love again after a breakup, how to get over a lost

relative, how to get your ex back, you can make a lot of money from people who need your

services in the above-mentioned situations. There is money in helping people feel a lot better

than they were.

 

  1. VIRTUAL ASSISTANT: business owners and experts need assistants to work with them.

They usually employ a work from home person especially if it is a new company or

organizations that are not ready to employ a full-time worker to cut cost. They perform little

administrative functions like: event planning, arrangement for travel, phone calls, intermediary.

Virtual assistant gets paid from $23 to $72 or even more. The pay is dependent on the nature of

service rendered. One can really make a substantial income with this.

 

  1. TESTING BLOG OR WEBSITE: what you do is to follow instructions that the company

gives to check out the website or blog. There are lots of organizations that pay to get their

website tested. The pay ranges from about $9 to $16 for one test. This is to make sure their

website is easy to use and people friendly. It takes just a fraction of 15 minutes to test one site.

You can make up to $120 to $250 in a month just testing websites. There are sites you can

register to start with, examples are YouEye.com, Userlytics.com.

 

  1. VIDEOS ON HOW TO DO THINGS: you can make a lot of money from testing people

what you know through videos. When you post a video on how to exercise indoors, a lot of

people will like to click and view it on youtube.com. You make money when people view your

videos; you can even put affiliate links to some Amazon or EBay products. You earn a

commission when people buy the products through your affiliate links. Are you good in the

kitchen? Or even in the garden. You can make a video using your smart phone to record it and

post it on youtube.com. You can also make videos on how to train pets and upload it too. You

make money as more people buy through your affiliate link.

 

  1. SAFE KEEPING OF PACKAGES: If you work from home with a stretch of 8 to 6 every day,

this is for you. Do you know you can make money from helping your neighbors collect and keep

their packages from being stolen? You can sign up an account with eNeighbr.com. You will

accept and keep your neighbors shipments. You can earn $3 for a package.

 

  1. ONLINE NURSE: this can be done by someone with a nursing degree. Health companies

or Health insurers pay a lot of money to online nurse. The online or phone nurse will take care

of cases and give guidance through phone calls. Companies like UnitedHealth Group employs

phone nurse remotely. You can earn up to $40,000. You can register at Medicaljobsonline.com

and start earning.

 

HOW TO AVOID WORK FROM HOME SCAMS

 

A legitimate work from home company will never ask you to pay money before you are given a

job. Please watch out!!!!

 

Check if the company is registered and their credit facilities are up to date. Also, inquire if

people are working and earning from the company.

 

Ask about the tasks you will be given and see if you can work on it from home. You need to

know if you are getting salary or commissions.

 

Contact the consumer Attorney of your state if you fall victim of any work from home scam

company. This will help the Government to track them down to prevent other persons from

falling into their net.

 

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Effective Time Management For Entrepreneurs

I am delighted to announce that my course, Effective Time Management For Entrepreneurs, is now live in the Udemy marketplace.

50% discount. You can read the full description of the course and benefits here.

 

I am grateful for the hundreds of students who have have read, watched, and listened to the tutorials on entrepreneurship, investing, and personal development I create! I thank everyone who has enrolled on my courses on Udemy and all those who follow me everyday on social media.

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